FHA, VA, and (where available) USDA estimates shown assume a minimum 680 credit score. Conventional loan program estimates shown assume a minimum 760 credit score. This is an estimate only and not a commitment to lend, a pre-approval, or an advertisement to extend consumer credit as defined by Regulation Z. Rates, fees, and terms shown are for illustration purposes, are subject to change without notice, and are not guaranteed until locked with a fully underwritten application. Mortgage insurance figures reflect published FHA, VA, USDA, and standard agency PMI rate card pricing as of August 2026 and are not a quote from any specific MI provider. Property tax and HOA figures are community-specific estimates and should be verified with the title company and HOA prior to closing. Actual payment, mortgage insurance, and closing costs will vary based on final credit, income, appraisal, and program guidelines.